We offer Extremely Competitive financing options and plans to prospective franchise owners all over North America. Most people in need of financing are inexperienced in business financing and have a difficult time getting their financing applications packaged and approved by local Lenders. If you become a client of Franchise Financiers and require financing assistance to make your franchise purchase a reality, Franchise Financiers can assist you with the entire loan process.

We have a number of nationally recognized conventional Lenders at our disposal who are also guaranteed by the SBA. They enjoy a very high success rate in getting applications funded. We work very close with North America’s premier Lenders and we have developed excellent working relationships with them. We will review your loan package before any Lender ever sees it in order to make sure that it is viewed in the best light possible.

Our system usually results in smaller down payments for start-up franchises, acquisitions & multi-unit projects, turnkey assistance from application processing to closing, 5-25 year terms, working capital insurance, lower monthly payments, no prepayment penalties and loan amounts ranging from $100,000 to $3,000,000.

We have had significant success working with franchisees across the United States & Canada. We are a member of the NFA and are the approved financing vendor for Doctor's Associates (Subway Restaurants) and Dominos Pizza LLC. Our rates are excellent and we have the ability to structure specific financing programs to meet your unique needs.

These are some of the great financing programs Franchise Financiers can offer:

Franchise Acquisitions
The purchase of a franchise currently in existence and operations along with renovations and/or improvements, operating capital and acquisition disbursements.

Business Start-Up Loans
Loan packages that cover all the start-up
expenses of a business, including the franchise fee, equipment, build-out, fixtures, inventory, operating capital etc. In essence the total investment for your start-up franchise business.

Equipment Leasing
Long term loans that can be combined with other needs into one loan package, as long as they do not exceed $100,000.

Property Loans
The acquisition of commercial property along with all of the franchise start-up costs, including working capital, with up to 20-25

Construction Loans
We can combine your construction costs with your total Franchise start up costs.

Expansion Loans
We can help you expand your business and/or real estate. If your business has a successful business history and wants to expand to further increase profitability we can assist you.

Refinancing and Debt Consolidation
We can help you consolidate or refinance short term high interest loans and lower your monthly payments to improve cash flow and combine them all into one simple loan.

Remodeling/Working Capital
Franchisor requires upgrade of business or you simply want to redecorate and remodel. Can be combined with additional working capital and closing costs all into one loan.


Best Financing Options

· Conventional Loans
Conventional loans include; Unsecured loans, loans against equities such as real estate and other assets, lines of credit and similar forms of financing.

· SBA (Small Business Administration)
An SBA is a loan correspondent that specializes in U.S. Small Business Administration (SBA) loans. Our Lenders are Certified and Preferred Lenders under the SBA 7A and 504 program which means quick turnaround and loan funding.
Working with us is like submitting your SBA loan application to several financial institutions simultaneously which greatly increases your chances of getting your loan approved. The 7A is the SBA's most popular loan program. As a small-business owner, you can get up to $750,000 from your local 7A Lender, backed by a partial guarantee from the SBA. Note that the SBA is not lending you money directly. What they are doing is making it less risky for a local Lender to provide you with financing. 7A loans are typically used for working capital, asset purchases and leasehold improvements. The 504 loan program is intended to supply funds for asset purchases, such as land or equipment. Typically, the asset purchase is funded by a loan from a bank or other Lender in your area, along with a second loan from a certified development company (CDC) that's funded with an SBA guarantee for up to 40 percent of the value of the asset--which is generally a loan of up to $1 million--and a contribution of 10 percent from the equity of the borrower. This financing structure helps the primary Lender (the bank) reduce its exposure by relying on the CDC and the SBA to shoulder much of the risk.

· Equipment Leasing
Leasing is NOT a bank loan and does not tie-up your existing credit sources. By leasing, you can preserve your working capital and credit for other expenses such as rent, wages, utilities and supplies. A good rule of thumb used by many successful companies is; if it appreciates BUY IT but if it depreciates, LEASE IT.

Lease payments are tax deductible and may help reduce your income taxes, helping to keep your tax dollars as profits.

You can structure your monthly payments to suit your cash-flow needs. As well, you can purchase your equipment at any time during the term.

You can maximize your available cash. There is no payback period to wait on until your equipment starts to earn positive cash-flow. Your leased equipment earns positive cash-flow immediately.

Your monthly payments are fixed and will never increase. Even if market rates rise during your term, you benefit from a fixed low monthly payment. This hedge against inflation helps keep your operating costs down for years to come.

You merely pay sales taxes on the monthly payment and not on the cost of the equipment. This spreads out the sales taxes over the entire term, saving you money today.

· Retirement Fund Rollover Plans
You can finance your business by using your retirement funds without incurring any
penalty. Most Americans are unaware that they can use their 401K, IRA, profit-sharing, or annuity plan funds to purchase businesses or start entrepreneurial ventures. There is no reason why you should lose up to 50% of your funds in taxes and penalties, just for accessing the rainy-day savings you’ve worked so hard to accumulate.

One of our third party providers has developed a completely legal and simple plan that allows you to invest your retirement funds in YOUR business venture. You can use the funds as a sole source of financing or to supplement other types of financing. If you have a retirement fund you would like to invest in your own business, we will arrange for you to speak directly with our provider.

Our provider has a staff of attorneys that specialize in the Employee Retirement Income Security Act of 1974 (ERISA). With more than 45 years of experience in employee benefits and qualified retirement plans, they will work side-by-side with you in planning the funding of your business venture, personally ensuring the structure and legality of your Rainmaker Plan.

Just a few of the ways Franchise Financiers can assist you in making YOUR dreams come true!!

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